A small team that got tired of watching people overpay.
We're a privately owned group based in Florida, built by people who work in insurance, technology, and data — brought together after the 2010 health care reform made coverage more available, and more confusing, at the same time.
Why we exist
When the Affordable Care Act reshaped how Americans buy health insurance, it opened up real options — but it also created a marketplace most people have no reason to already understand. Our team formed to sit in that gap: insurance professionals who know how carriers actually price risk, technologists who make comparing plans less painful, and agents who'd rather explain a deductible clearly than sell you the first thing that comes up.
We offer plans through the federal Marketplace and outside of it, because the right plan for your situation isn't always the subsidized one. Our only goal is helping individuals, families, and small businesses make a decision they understand.
What we're not
We're not a call center reading from a script, and we're not tied to one insurance company. Our agents are licensed, and advice from us costs you nothing whether or not you ever enroll through us.
All plans in one place
We regularly work with people who assume good coverage is out of reach financially. Often, once we walk through their actual situation, it isn't — a $500 medication can turn out to be a $20 copay once you're on the right plan.
Hours built around your schedule
Insurance questions don't wait for 9-to-5. We keep extended hours across time zones so you can reach someone before work, after work, or on a weekend.
No cost to you, ever
Agent guidance is free. We're compensated by carriers when a plan is issued, the same way most licensed brokers are — it never changes your premium.
Have a specific situation in mind?
Tell us what you're working with and we'll point you toward the right options.